You have come close to or have met your yearly medical insurance deductible.
More than likely, your insurance company requires you to pay a certain amount out-of-pocket (deductible) before they start paying your covered health care expenses. If you have been paying towards this then you will want to take advantage of your coverage before your deductible starts over again in January. So, if you are experiencing foot pain, want to order orthotics for your shoes, or would like to schedule a surgery that you have been considering this is the time to visit your doctor.
You have remaining funds in your Flexible Spending Account (FSA).
An FSA is an account you elected to have through your employer with a portion of your pay tax-free. Your employer may also contribute to this account. This money can be used for any medical expenses you may have, such as, copayments and deductibles for doctor visits, prescription medications, orthotics, braces, and crutches. If you do not use these funds by the end of the year then you lose them.
Take advantage of health benefits that may not be available to you in 2018.
Health insurance plans are changing all the time. Do not miss out on the benefits your plan currently provides. Review the open enrollment packet your employer gave you to see if any benefits are being cut or reduced for next year.
-Dr. Anna Gurrera
Please contact our office if you have any questions about your podiatry benefits.